Canadian Finance Blog

Posted: 23 Jan 2011 02:00 AM PST

Good week for submissions to the Canadian Finance Carnival. For those that are submitting, please let me know if you’d like to see any other categories to better fit your posts into.

Debt and Credit

Big Cajun Man at THE Canadian Personal Finance Site presents Interest Rates Remain the Same but New Mortgage Rules, saying “Bank of Canada announced yesterday that they will not be raising their key overnight rate this month, which is always good news for those who are carrying debt (and bad news for those supplying the money to finance the debts).”

Frugality

David Kimball at Household budget Blog presents Money Saving Techniques, 4 Doable Frugal Spending Ideas, saying “4 unique money saving techniques that are tried and proven. Try one now.”

Sustainable PF at Sustainable Personal Finance presents Make Your Own Cleaning Products, saying “Making your own cleaning products is quite easy, involves using cheap household items and reduces the amount of chemicals that enter our water system.”

Echo at Boomer & Echo presents How I Redeem My Air Miles Rewards, saying “Unlike most people however, I don't accumulate these Air Miles to cash in on flights. I redeem them for Shell gas certificates.”

Lina Zussino at Grocery Alerts Canada presents How to stack coupons at London Drugs and become an extreme couponer, saying “London Drugs is the only store in Canada that allows extreme couponers to stack coupons. Coupon stacking is using more than one manufacturers coupon on a single product.”

Darwin at Darwin’s Money presents Present Value of Money Explained, saying “One of the most important financial concepts is also one of the most misunderstood. Make sure you understand the Present value of Money – with these real life examples. It will save you thousands!”

Investing

The Passive Income Earner at The Passive Income Earner presents Dividend Aristocrats – The Canadian TSX Version, saying “The Canadian Dividend Aristocrats was updated back in December and you should have a look as you might be surprised by the list.”

Mike at The Dividend Guy Blog presents Why I Use Index Mutual Funds Instead of Index ETFs, saying “My take on index mutual funds.”

IS at Intelligent Speculator presents Is Apple Doomed without Steve Jobs?, saying “Thoughts on the future of Apple without Steve Jobs.”

Jaymus at RealizedReturns presents 10 Facts on Tax Free Savings Accounts (TFSA), saying “The often misunderstood TFSA is actually very straight-forward. This article present 10 simple and short facts that covers almost everything that you need to know about the tax free savings account.”

Craig Ford at Money Help For Christians presents Nine Traits of an Intelligent Investor, saying “What does it take to be a good investor?”

The Investment Blogger at The Investment Blog presents 2011 Mergers & Acquisitions Outlook and 2010 Summary, saying “What investors can expect for M&A activity in 2011 for various industries/sectors, a summary of mergers and takeovers in 2010.”

Arjun Rudra at Investing Thesis presents Seven Resolutions for a Prosperous Investing Year, saying “7 things to be mindful of when investing”

Online Income

Mike at The Financial Blogger presents 5 Reasons Why You Need A Partner In Your Business, saying “My thoughts on why a partner in business is a great choice.”

md at PIN presents Steps You Should Be Taking Towards Passive Income, saying “Work you should be doing right now if you want to build up your online/passive income.”

Other

Mike at Experiglot presents 12 Meaningless Time Eaters in Your Day, saying “The ways that time is often wasted in a day.”

Neal Frankle at Wealth Pilgrim presents Term Life Insurance vs Whole Life Insurance – In Plain English, saying “Term life insurance policies serve a purpose. So do whole life insurance policies.”

Craig at Free From Broke presents How to Make Your Financial Goals a Reality, saying “Financial goals are great but you need a detailed plan to follow through with them. Here’s an ebook that contains such a plan.”

Jim at Advisor Think Box presents Are you an expert?, saying “Experts draw people in. It's a form of 'pull' marketing as opposed to 'push' marketing.”

Real Estate

Mike at Green Panda Treehouse presents How-to Get a Mortgage In 3 Easy Steps, saying “The steps you need to follow to apply for a mortgage.”

Retirement

Mike at Do Not Wait presents Top 10 Reasons to Save for Your Retirement, saying “A strong case for retirement planning.”

Group Benefits Guy at Group Benefits Online presents How much CPP and OAS will the government pay me?, saying “For those that are collecting Canada Pension Plan (CPP) or Old Age Security (OAS), benefits are indexed every year. For those that are not collecting yet, it's important to know the amounts for planning purposes.”

Taxes

Jim Yih at Retire Happy Blog presents Marginal Tax Rate, saying “In Canada, we operate under a marginal tax rate system which simply means the more money we make, the more tax we are privileged to pay.”