29 April 2016 | |
Credit scoring agency FICO just announced that it will soon start offering lenders a new rating system to assess borrowers who don't have enough credit history to qualify for loans and credit cards. The new ranking system is called FICO Score XD, and it bases borrowers' scores on phone, internet,...
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Many of us fantasize about retiring abroad to a tropical island outside of the U.S. to enjoy warm weather and a worry-free existence. With the number of retired Americans rapidly rising, many people are finding new and creative places to spend their golden years. High property taxes and pricey...
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The nation's consumer watchdog agency, the Consumer Financial Protection Bureau, is planning to supervise the largest online lenders beginning in late 2017, according to press reports. This would mark the first time that marketplace lenders, chiefly peer-to-peer (P2P) platforms, would face direct...
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The world's largest bank, the Industrial and Commercial Bank of China, is bringing a UnionPay credit card to consumers in the United States, according to a statement from the bank released on Thursday. The ICBC card is the first UnionPay credit card to hit the US market and the first credit card...
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The Consumer Financial Protection Bureau has posted two more blogs in its popular Mortgage Moves series, dealing with decisions home shoppers will face regarding the types of mortgages to consider and how many loan estimates to request. The vast majority of home shoppers need a mortgage to...
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