Wednesday, March 9, 2016

Online Lending - Too Much Regulation Could Kill Low Interest Rates

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9 March 2016

Online Lending - Too Much Regulation Could Kill Low Interest Rates



The Consumer Financial Protection Bureau is stepping up its interest in online lenders like Lending Club and Prosper, announcing on Monday that it will start accepting complaints from borrowers. The CPFB already fields consumer complaints about financial products and services like mortgages, bank...
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Gift Cards: Where Did They All Go?



Everyone loves getting a gift card as a present. If you receive one, you can select what to buy from the issuing store. Or if it is an "open-loop" card branded by MasterCard, Visa or American Express, you can use it at any store that accepts that brand of credit card. They are so convenient that...
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Credit Card Fees - 5 Worst Fees You Should Avoid



In the right situation, a credit card can be a great financial tool. Your card can build your credit score, save you from carrying loads of cash, and allow you to earn valuable rewards from your purchases. It's also handy when shopping online or traveling. However, if you aren't careful, you can...
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