Credit Cards With No Penalty Interest Rate Posted: 11 Sep 2013 05:39 AM PDT You may have noticed that your credit cards have a penalty annual percentage rate (APR), but what does that really mean? I’m going to explain what a penalty APR is and how you can avoid it. A penalty APR is an interest rate that you will have to pay if you violate the terms of your credit card agreements. Generally, these infractions include making one or more late payments, making a payment that is returned, or exceeding your credit limit. Penalty APRs can be applied for months and they … [visit DailyMarkets.com to read more] or compare Credit Card Rewards or Best Credit Cards  |
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