Canadian Finance Blog

Posted: 13 Nov 2011 02:00 AM PST

Budgeting

Matt at Living in Financial Excellence presents Why Budgets Fail and How to Create a Successful Budget, saying “In today 's show Matt discusses the common pitfalls that prevent you from being successful in the budgeting process, and how to overcome them to create a budget that works.”

Lisa at Thriftability presents Where Does the Money Go? Taking the Dollar Challenge, saying “The Dollar Challenge is a way people can compare their budgets by cents on the dollar – without listing personal details about exactly what they spend money on. When the gauntlet was thrown down by Corey at 20?s Finance, I knew I just had to play along. “

Crystal at Budgeting in the Fun Stuff presents The Dollar Challenge, saying “20?s Finances is running a Dollar Challenge right now to nudge all of us to take a closer look at where our money goes every month. In order to participate, I am placing my percentages below for the 8 main categories listed. “

Business

Beating Broke at Beating Broke presents I Quit My Job!, saying “With my resignation, I got something that I hadn't really expected. Some freedom. I declared my free agency, and I'll be attempting to make the most of it.”

Kyle Taylor at The Penny Hoarder presents Weird Business #10: "Selling Manure Online", saying “This week's weird business feature is not only weird, it's a little bit gross. Like – selling poop on the internet – gross. Hold your nose though, because your going to love this one…”

Philip at PT Money Personal Finance presents 5 Things to Do Before Starting a Business, saying “There are a few things you should consider doing before you start your own business.”

Tara at Create Hype presents Mass Marketing is Dead, saying “Mass marketing is dead. Being snobby is being confident in your good taste and attracting those with similar taste to you & your business. Being snobby is empowering and liberating.”

Career

Kevin at Invest It Wisely presents When Can You Talk about How Much You Make?, saying “Could there be times when it's a good idea to tell someone how much you make? Some situations are straightforward, while some can be tricky.”

Jim R. at Free By 50 presents Bachelors Degrees Conferred by Field of Study 1970 to 2008 , saying “Recently My Money Blog wrote an article Supply and Demand: Technical vs. Humanities College Majors
in which they showed a chart that compared the number of degrees in specific technical fields versus certain humanities and social sciences. I thought it would be interesting to see the % of degrees awarded in the broader areas over time.”

J.B. at My University Money presents What Does Tuition Include?, saying “Everyone hates paying tuition, especially since they don’t even know what it goes towards. I took my tuition bill and broke it down piece by piece. “

Mike at The Financial Blogger presents Do You Believe You Can Work Less and Keep the Same Pay Check?, saying “Is this possible or is it day-dreaming?”

Debt and Credit

Jason at One Money Design presents Zero Interest Loan a Good Idea?, saying “Use caution if you choose to secure a zero interest loan.”

Craig Ford at Money Help For Christians presents 7 Fundamental Foundations for Fixing Financial Failure, saying “7 helpful tips for fixing past financial mistakes.”

Glen Craig at Free From Broke presents The Payday Loan Trap, saying “Payday loans are hated by most personal finance experts and such. But a payday loan does have a place to fill a need for some. Just watch out for the payday loan trap!”

Extra Income

Money Cone at Money Cone presents Confessions of a Lazy Blogger, saying “If you are a blogger, you'll find this post curiously entertaining; if you are reader, you'll get a behind the scene sneak peak at what keeps a blogger awake at night!”

Frugality

Corey at 20′s Finances presents How I Got 4 Movie Tickets for $9, saying “Find out how I received 4 movie tickets for $9 total!”

Kelsey at Money Mum presents Versatile Salt: 10 Household Uses, saying “If you think table salt can only be used to season your food, think again; salt is actually an incredibly versatile material to keep around your home for everything from cleaning to home repair. Since it's also quite natural and inexpensive, learning how to utilize salt in a variety of ways can be great for both convenience and saving money.”

SavingMentor at HowToSaveMoney.ca presents Great Reads on My Radar Today, saying “Many bloggers have the most passion in the early days of their blogs before they gain popularity but those articles quickly get buried in their archives never to be read or linked to again. Now I'm digging it all up so you guys get to read the best possible stuff that you never would have seen otherwise. Enjoy!”

Investing

Neal Frankle at Wealth Pilgirm presents 5 Reasons Why You Lose Your Money Investing, saying “There are just a handful of reasons why you lose your money investing. Once you understand what causes your investment losses, it will be easier for you to curtail these setbacks. Let's look at these in order of least to most expensive:”

Lazy Man at Lazy Man and Money presents Prosper Looking for a P2P Rate of Return Industry Standardization, saying “The P2P industry needs to have an industry standard. This way Joe Average Investor won’t just default to mutual fund rather than getting scared off by all the ugly math.”

Kelly at Frugal Living presents Common Mistakes New Investors Should Avoid, saying “Investing is an exciting and potentially profitable venture, but as with almost anything in life: where there is profiteering, there are scammers and mistakes. To help you avoid these costly errors, however, the following guide will help kick start your investing without making you spend a dime.”

IS at Intelligent Speculator presents On The Brink Of A Rally Or A Crash…Are You A Bull Or A Bear?, saying “What’s our true economic situation?”

Div Guy at The Dividend Guy Blog presents How to Tell the Difference Between a Ride in the Markets and When You are About to Lose Serious Money, saying “Do you know how to spot the difference?”

Lifestyle

Evan at My Journey to Millions presents Don’t Assume Your Time Is Worth a Monetary Amount, saying “I hate when people just assume every waking hour is equivalent to a dollar amount. Real life doesn't work that way.”

Miss T. at Prairie Eco Thrifter presents Ways for Busy Parents to Teach Young Children about Money, saying “You want your kid to be financially savvy. You know you can't depend on the schools to teach them what you think they need to know. But you are a super busy parent, with work, continuing education, business travel, your kid's other activities, church and the myriad of other things that demand your time and attention. How can you find the time to help your young child take the right steps towards financial literacy?”

Jason at Live Real, Now presents Appearances Matter, saying “Visible tattoos are called job-stoppers for a reason. If you can't cover them with normal office attire, you won't get hired in a professional setting. “

D.J. at The Family Wallet presents Payment Options When Buying Online, saying “The world of online shopping is ever-expanding, and innovations for making the consumer-seller relationship smoother, safer, and more convenient are constantly underway.”

Sustainable PF at Sustainable Personal Finance presents The Wonder that Is Papercrete, saying “Papercrete is basically ground up old pieces of paper, water, portland cement and some dirt. It seems like mixes can vary based on your ingredients, but they all typically include those four things. It can be made then formed into anything, from bricks for a paved walkway outside to bricks for the walls of your next shed (or home!)”

Darwin at Darwin’s Money presents Major LifeStyle and Financial Miscalculations I’ve Made, saying “Darwin bares his soul and shares 6 MAJOR Financial miscalculations over a lifetime that you may be making as well. From salary assumptions to investment returns, everything you thought you knew might be wrong.”

Investor Junkie at Investor Junkie presents Technology Is Great, Unless It Doesn’t Work, saying “The problem is while technology can be enlightening, it can also be outright frustrating to use. While technology can advance, it can also take things two steps backwards in the process. Let me recant two recent examples in my life.”

Jon the Saver at Free Money Wisdom presents Get to Know Me, I Dare Ya!, saying “Consider this a once in a lifetime post giving my readers some insight into who I am, how I think, and the plans I have for Free Money Wisdom.”

Miranda at Personal Dividends presents Life Out of Control? How to Take Charge of Your Destiny, saying “Sometimes, we feel trapped in our own lives. It can be hard to change the pace of your life, and climb out of the trap. However, it is possible to take control of your own destiny.”

Real Estate

Wallet Watcher at Wallet Watcher presents How to Reduce Mortgage Stress , saying “The most important thing to do if you do find yourself in Mortgage Stress is to remain calm and to make a plan. Outlined below are tips that are useful if you already are in Mortgage Stress or if you are simply finding it hard to make ends meet.”

MD at Passive Income Now presents How to Buy an Investment Property as a Young Investor, saying “How 20-somethings can buy investment property.”

Retirement

Jim Yih at Retire Happy Blog presents Plan for an independent retirement, saying “Retirement is supposed to be the best years of your life. Some call it the golden years. It will only be golden if you plan for independence.”

Saving

Jason at Best Childrens Savings Accounts HQ presents Reasons to Open a Children’s Savings Account, saying “Open a kids savings account to teach the importance of saving money.”

Green Panda at Green Panda Treehoue presents Is Saving Money About Motivation?, saying “What’s saving money really all about?”

Taxes

Echo at Boomer & Echo presents 11 Steps To Financial Freedom: Slash Your Taxes, saying “There aren't too many strategies for individuals to save on taxes these days. That said, if your situation is complex, you might consider calling a tax accountant.”

Other

Hank at Money Q & A presents Top Ten Money Questions People Always Ask, saying “Find out the top ten financial questions that people always ask me.”

Mike at Stupid Cents presents Protect Yourself From Identity Theft, saying “Identity theft can destroy your finances and ruin your life. Follow these simple tips to help protect yourself from identity theft.”

Canadian Finance Carnival #62 originally appeared on Canadian Finance Blog on November 13, 2011.