Canadian Finance Blog

Posted: 10 Jul 2011 02:00 AM PDT

Budgeting

Teacher Man at My University Money presents Why I Automate My Finances, saying “Automating your finances will save you time and money, and it will also ensure your bills get paid the next time a postal strike comes around.”

Mike at Experiglot presents Diversify Everything You Can When it Comes to Money, saying “How to diversify your money.”

Philip Taylor at PT Money Personal Finance presents Pay Cash or Finance a Car?, saying “Looks at both the mathematical and emotional considerations when purchasing or financing a car.”

Career

Darwin’s Money at Darwin’s Money presents College Degrees that Leave You With Debt for Life, saying “Here are several cases of college degrees that have left students with debt for life. It’s critical to consider ROI on your college degree before choosing a major.”

James Clear at Passive Panda presents 99 interview tips that will actually help you get a job, saying “A full list of interview tips to help you land your dream job.”

Crystal at Stupid Cents presents Simple Resume, saying “One of the ways that you can land a job is by having a simple resume format. A concise, and well-crafted resume will speak for you in a great way.”

Debt and Credit

Kyle Berks at How Much Does Everything Cost presents How Much Does a Payday Loan Cost?, saying “Payday loans are cash advances from an expected payroll check. For many people who are living from one paycheck to another are usually the ones who are in need of the loan. These are debt instruments that are short term in nature.”

Heidi at Personal Bankruptcy Blog presents Leverage for Dealing Directly with Creditors, saying “Many Canadians are under the mistaken impression they need to use a professional debt consultant to deal directly with their creditors if they find themselves in serious financial difficulty. “

md at Studenomics presents My Credit Report Card: What I'm Doing Right and Wrong, saying “Working on your credit score in your 20s.”

Philip at Deliver Away Debt presents How We Got Out of Debt, saying “One young couple’s story of getting off the money roller coaster at the beginning of marriage and finding recovery through eliminating all of their credit card debt.”

Janet at Credit, Eh presents Is Interest Rate the Most Important Credit Card Consideration?, saying “As you look for a credit card, it is tempting to look for the lowest interest rate. However, this isn’t always the most important consideration. Some things, such as the rewards program, might be more important.”

Eddie at Finance Fox presents How I got into $9000 Debt, saying “This debt was incurred over several years (7 years to be exact) and directly due to living beyond my means. The long and short of it; I was young, dumb and irresponsible with money. “

Extra Income

md at PIN presents 100 Words on the Biggest Barrier to Freelancing, saying “Why most never get started with freelancing.”

Frugality

Emmie at Frugal Living presents 10 Ways to Maintain a Healthy Lifestyle on a Budget, saying “Many people may be disillusioned into thinking that adopting a healthy lifestyle is too difficult and expensive. If you happen to fall under this category, all you need is a change in mind set and a little investment of your time to achieve your healthy lifestyle goal. You don't have to be a member of the city's classiest gym or own the most expensive exercise equipment at home to keep fit. Stretch your creativity and explore all the facilities around you to see if you can utilise them for your exercise needs without straining your budget.”

Investing

Investor Junkie at Investor Junkie presents Lending Club (July 2011 Update), saying “This update marks now two years since I've been investing in Lending Club notes (see my first review of Lending Club). Since my last update, my NAR has decreased to 11.32% from 11.35%.”

Sustainable PF at Sustainable Personal Finance presents What is Dividend Investing, saying “A primer on dividend investing.”

Div Guy at The Dividend Guy Blog presents How To Build a 6 Figure Income Dividend Portfolio with $600 per month, saying “Building up your portfolio with minimal cash.”

IS at Intelligent Speculator presents The "Hidden" Trading Costs, saying “Hidden costs that you’re not aware of.”

Outlaw at Outlaw Finance presents The Psychology of Saving: 3 Reasons Why You Don’t Have Money to Invest, saying “Pinpoints three common reasons why people don’t have the money to invest.”

Group Benefits Guy at Group Benefits presents Target Date Funds, saying “Target Date Funds have become popular because they take care of asset allocation, rebalancing and shifting to a more conservative mix as you get older.”

Lifestyle

Kevin at Invest It Wisely presents Nature vs. Nurture, saying “Nature and nurture doesn't begin and end with birth. As time goes on, we gain more and more influence over our own lives. I firmly believe that we can improve ourselves as human beings by surrounding ourselves with people that are better than ourselves. “

Evan at My Journey to Millions presents Is Something Valuable If No One Knows It is? , saying “Does wearing a Tag Heuer or driving a Mercedes Benz (picture is of a really hooked up Benz called a Maybach) really matter unless someone else knows what you are wearing or driving? The timex will literally tell you the exact same time and the hyundai will take you to that same place.”

Miss T. at Prairie Eco Thrifter presents Do You Know a Millionaire Garage Sale-er?, saying “A lot of us frequent garage sales. After all, we know there can be great bargains to be had at them. But once you have made your millions – would you still go garage sale-ing? Why would a millionaire want to continue to shop at garage sales? Here are nine reasons they might!”

Mike at The Financial Blogger presents Why Don't You Just Work at McDonald's?, saying “How to create financial balance in your 20s.”

Big Cajun Man at THE Canadian Personal Finance Site presents What does the 4th of July Mean?, saying “What does the 4th of July mean to most Canadians? More than you might think.”

Kelly at Wallet Watcher presents Dog-onomics: The True Cost of Owning a Dog, saying “Before you even get into the planning phases of dog ownership- what breed, what age, buying versus adopting, supplies needed, etc.- you ought to determine the costs first and foremost. According to the Bankwest Social Indicator Series' "Family Pooch Index," families spend, on average, $2,395 per year on their dogs. In order to determine how much your four-legged friend will cost you, the following list details a breakdown in both the initial and ongoing costs over the average lifespan of your canine.”

Glen Craig at Free From Broke presents Where to Change Your Name After Marriage, saying “If you change your name after you get married you have to make sure you update important documents and accounts. See where you should change your name.”

Saving

Echo at Boomer & Echo presents Canadian High Interest Savings Account Comparison, saying “Here's what I discovered for the best high interest savings account in Canada.”

Mike at Rewards Cards Canada presents How To Earn Aeroplan Miles, saying “Aeroplan is one of Canada's most popular loyalty programs, and members can earn Aeroplan Miles at over 75 sponsors, representing more than 150 brands in the travel, retail and financial sectors.”

Other

Jim Yih at Retire Happy Blog presents Disability Insurance, saying “Disability insurance protects your greatest asset which is your earning power. Make sure you know how disability insurance works.”

Mike at Green Panda Treehouse presents Get the Best Deal with Your Car Insurance, saying “Saving money on car insurance.”

Canadian Finance Carnival #44 originally appeared on Canadian Finance Blog on July 10, 2011.