Canadian Finance Blog

---

Totally Money Blog Carnival #10 – Daylight Saving Time Edition Posted: 14 Mar 2011 02:00 AM PDT Welcome to the 10th edition of the Totally Money Blog Carnival! This past weekend, most of us set our clocks an hour ahead for Daylight Saving Time. While I hate the thought of “losing an hour” of my weekend, throughout this carnival let’s look at the benefits of Daylight Saving Time. Editor’s Picks JT McGee presents Why Games of Monopoly Last Forever posted at MoneyMamba, saying “There’s more to monopoly than “Get out of Jail free” and taking a ride on the Reading Railroad; economic lessons abound, Monopoly is a great way to test large macroeconomic trends on a very small (and fun!) scale.” Echo presents Where Do You Get Your Financial Information? posted at Boomer & Echo, saying “A survey conducted by Investors Group found that 42% of Canadians who save and invest are using online and social media to guide their decisions.” Jim Yih presents It's Important to Teach Your Children About Money posted at Retire Happy Blog, saying “For some reason, parents avoid talking to their children about money. In one study more than 1/3rd of parents do not discuss money with their kids. When did we decide that money talk was a taboo in the household?” DST’s potential to save energy comes primarily from its effects on residential lighting, which consumes about 3.5% of electricity in the U.S. and Canada. Delaying the nominal time of sunset and sunrise reduces the use of artificial light in the evening and increases it in the morning. Budgeting Money Beagle presents So What Did I Decide On The Earmarks? posted at Money Beagle. The Military Wallet presents Why You Should Put Your Monthly Budget on Paper posted at The Military Wallet, saying “Many people use a rough budget to keep track of the personal finances, but you are doing yourself a disservice if you aren’t keeping track of your budget on paper.” Careers Evan presents There's No Perfect Time to Be Entrepreneurial posted at My Journey to Millions, saying “Many people would like to take the leap to owning and running their own business. However, owning a business often never becomes a reality for a variety of reasons. Often, there is no perfect time to start your own business, but that doesn’t mean you shouldn’t.” Retailers, sporting goods makers, and other businesses benefit from extra afternoon sunlight, as it induces customers to shop and to participate in outdoor afternoon sports. Credit Ask Mr. CC presents Students Need To Stop Blaming Credit Cards posted at Ask Mr Credit Card’s Blog. CreditShout Kevin presents Will Rising Gas Prices Help or Hurt Gas Credit Card Rewards Programs? posted at CreditShout, saying “As oil prices continue to skyrocket, more consumers are turning to gas rewards credit cards to try and offset some of the additional costs. The question however is are the current reward systems sustainable as the price of gas continues to increase?” Tim Chen presents Get Up To 100,000 Miles with Capital One Venture’s “Match My Miles” posted at NerdWallet Blog – Credit Card Watch, saying “Capital One (along with Alec Baldwin, for some reason) is offering up to 100,000 bonus miles for new Venture Rewards Card applicants, by matching your previously-accumulated credit card rewards from another airline credit card.” Finance MoneyCone presents Had You Bought Apple Shares Instead Of Apple Products… posted at Money Cone, saying “If instead of buying Apple products, had you invested in Apple stock for the same price, how would you have fared? Find out!” Jessica presents Invest in Yourself: Wealth vs. “Small Means” posted at MomVesting, saying “This article takes the idea of investing in yourself, and further explores the distinction between wealth, worth, and living with small means.” Mike Piper presents Planning for Uneven Retirement Spending posted at Oblivious Investor, saying “Most retirement planning articles assume that you spend the same amount from your portfolio every year of retirement. For most investors, that’s not the case.” Group Benefits Guy presents How much will the government pay me? posted at Group Benefits Online, saying “Government benefits is a hot topic. Here are the most current rates and figures for Canada Pension Plan (CPP) and Old Age Security (OAS).” Clariity presents Roth IRA vs. Traditional IRA – Which is best for you? posted at Living With Clariity, saying “If your employer does not offer these options or you would like greater control over your investments, you may look to Individual Retirement Agreements (IRAs).” In 1995 the Insurance Institute for Highway Safety estimated a reduction of 1.2%, including a 5% reduction in crashes fatal to pedestrians during DST. Frugality Save Few Bucks presents How to Save Money when Buying an iPad posted at Save Few Bucks, saying “iPad has been the most anticipated gadget since apple announced its release, so here are some tips to save money when planning to buy an iPad.” Miss T presents Tips for a Frugal and Eco-Friendly Spring posted at Prairie Eco-Thrifter, saying “Spring cleaning the green way.” FIRE Finance presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance, saying “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill. In the process we discovered some fascinating facts.” David Leonhardt presents Save money, save energy in your hot tub posted at Hot Tub Covers Canada Blog, saying “Hot tubs are major consumers of energy, and that can be costly. These are tips that can save hundreds of dollars in energy and maintenance costs.” Darwin presents I'm SAVING 7% at LOWES & 12% at STARBUCKS for Life – So Can You! posted at Darwin’s Money, saying “Never pay full price again at major retailers. I save 7-20% for life – here’s how!” Beth from SmartFrugality presents When Financial Interests Align . . . posted at Smart Frugality, saying “Sometimes the financial interests of two parties align. Taking advantage of these situations can save money since both parties are working toward the same goal, which in my case was preventing bed bugs in my apartment.” Annette Berlin presents The Complete Tightwad Gazette posted at Craft Stew, saying “I've been a fan of the Tightwad Gazette, by Amy Dacyczyn, for ten years. Over the last decade, this book has helped me to save thousands of dollars on our housing, transportation, food and clothes.” In societies with fixed work schedules, Daylight Saving Time provides more afternoon sunlight for outdoor exercise. Money Management Billy Hart presents 5 Things To Do Before Investing In The Stock Market posted at inMessment, saying “Because I am planning to talk more about investing in the stock market, it only makes sense to talk about what to do before taking that step. While I feel that everyone should invest, and the earlier we start the better, it may not be the right time for everyone” Sarah McCrum presents Money management posted at Money Talking, saying “How would you manage your money if you knew it was unlimited? How would you spend your time and energy if you could learn how to make as much money as you ever want?” Jon Elder presents I'm a Boglehead, Are You? posted at Free Money Wisdom, saying “All about the boglehead investment mentality. I write about my views on the subject in this post.” Jason presents Money Problems: Boosting Your Income posted at Live Real, Now, saying “Anybody can quit going to Starbucks. It’s takes a master to get more cash.” FruGal presents Avoid simple financial mistakes posted at FruGal. Crystal presents Keeping Kids Involved in Family Finances posted at Budgeting In the Fun Stuff, saying “Did your parents teach you about money when you were a kid? Parents are busy and adding the kids to the money management tasks can take extra time, but is important to their financial future.” Jason Price presents How to Organize Your Wallet posted at One Money Design, saying “It's important to make sure you know how to organize your wallet and that it has the right balance of plastic!” Real Estate Robert @ The College Investor presents Should a College Student or Recent Grad Buy a House? posted at The College Investor, saying “A look at when is the right time to buy a house.” Bogey presents Owning a Vacation Property posted at Back Nine Finance, saying “In this post I discuss the pros and cons of owning a second home or vacation property.” Sustainable PF presents How to Sell Your House Quickly posted at Sustainable Personal Finance, saying “If you are selling your house you likely want to do so quickly. Read on to learn many tips and strategies to do just that.” It alters sunlight exposure; whether this is beneficial depends on one’s location and daily schedule, as sunlight triggers vitamin D synthesis in the skin, but overexposure can lead to skin cancer. Saving Bible SEO presents How Can You Save on Energy and Utilities posted at Money Saving Tips, ideas by Money Saving Experts – YOU!, saying “21 Great ways to save money on utilities and energy.” Shawanda Greene presents The 7 Sorriest Excuses for Being Broke posted at You Have More Than You Think, saying “This post is about common excuses people use to justify the dismal state of their personal finances.” Amanda L. Grossman presents Save Money if You Are Living Paycheck to Paycheck posted at Frugal Confessions – Frugal Living, saying “Learn ways to save money even if you are living paycheck to paycheck.” Spending Madison DuPaix presents Can You Afford It? posted at My Dollar Plan, saying “A great checklist to run through before you make a big purchase.” Matt presents Your Homeowner's or Renter's Insurance Could Still Be Lower posted at Stupid Cents, saying “With homeowner's and renter's insurance, there are some easy and clever ways to lower your insurance premiums to save more money each month.” Outlaw presents How Much is Renters Insurance posted at Outlaw Finance, saying “Think you can’t afford renters insurance? Think again. It’s cheap and easy to get.” The U.S. Dept. of Energy (DOE) concluded in a 2008 report that the 2007 U.S. extension of DST saved 0.5% of electricity usage during the extended period. This report analyzed only the extension, not the full eight months of daylight saving, and did not examine the use of heating fuels. Taxes Kyle Berks presents The Myth about Mortgage Tax Deduction posted at Integrated Loans, saying “Numerous people think that mortgage interest deduction is one of the major benefits that you will get if you buy a home. Although this is not entirely wrong, keep in mind that just like all other financial rules, this statement is not universal and it does not apply to everyone.” Tim Fraticelli presents Important Tax Changes For 2011 posted at Faith and Finance, saying “2010 was a big year for tax changes. Here’s a quick view of these changes and some of the main points you should consider before you file your taxes this year.” BWL presents How to File Your Federal And State Taxes for Free posted at Christian Personal Finance, saying “This is a look at a new not-for-profit that offers free state and federal tax filing! Woo Hoo!” Big Cajun Man presents So High Taxes Are Good For Me? posted at Canadian Personal Finance Blog, saying “For some reason, a think tank thinks high Canadian Taxes are a good thing?!?” Other Kevin presents Bitcoin: The Digital Currency of the Future posted at Invest It Wisely, saying “This post looks at Bitcoin, a new online currency. It explains what Bitcoin is, how it functions, and why it may be the digital currency of the future.” Buck Inspire presents Guru Or Gladiator? posted at Buck Inspire. Dr. Dean presents Guy Kawasaki:The Interview posted at Dr. Dean’s TheMillionaireNurse.com Blog, saying “Guy Kawasaki just released his new book and was kind enough to let me interview him about the book. The interview contains some lessons we can learn about business, marketing and success.” PT presents How to Write Your Own Will for Free posted at PT Money, saying “Check out these 7 steps that will help you write your own last will and testament for free. Use free will forms and get a will done today.” Mike Collins presents Tsunami Insurance posted at Saving Money Today, saying “Do You Need Tsunami Insurance?” Denise @ The Single Saver presents Extreme Couponing on TLC posted at The Single Saver, saying “This article contains my thoughts on the TLC Extreme Couponing series.” The Amateur Financier presents Helpful Responses to Tragedy posted at The Amateur Financier, saying “A guide to ways to put your money (as well as your time and effort) to good use in the wake of a tragedy like we have recently seen in Japan.” That’s it for this week’s Totally Money Blog Carnival. Next week is hosted at MoneyMamba, so submit your post now bloggers! Related Posts: 10 Money Saving Tips Money Saving Tips for College Students on a Budget Saving Money With An iPhone Totally Money Blog Carnival #10 – Daylight Saving Time Edition originally appeared on Canadian Finance Blog on March 14, 2011.

You are subscribed to email updates from Canadian Finance Blog To stop receiving these emails, you may unsubscribe now.	Email delivery powered by Google
Google Inc., 20 West Kinzie, Chicago IL USA 60610