Best Credit Card For People With Bad Or No Credit: Orchard Bank (HSBC) Credit Card Posted: 04 Dec 2010 05:30 AM PST If you have no credit or bad credit, we highly recommend the Orchard Bank Classic MasterCard or the Orchard Bank Visa Classic (both are the same, except one is a MasterCard, the other is a Visa) which are actually issued by HSBC (NYSE:HBC), an international bank you can rely on. Orchard Bank has a unique application process: it screens your credit first before offering you a card that matches your credit history. There are 4 cards (Platinum, Gold, Standard or Secured) under the Orchard Bank … [visit site to read more] or compare Best Credit Cards and Best CD Rates  
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