Canadian Finance Blog

Posted: 12 Dec 2010 02:00 AM PST

Thanks for all the great submissions. Check back tomorrow for my interview with Aaron Patzer about the Canadian launch of Mint!

Budgeting

Jessica at MomVesting presents Emergency Funds: The 411 About Your 911 Account, saying “Keep your financial world safe by establishing an emergency fund, which can act like insurance for a job loss, accident, natural disaster, or any other emergency.”

Mike at The Financial Blogger presents How To Instantly Increase Your Motivation For Sticking to Your Budget?, saying “How you can finally stick to your budget without giving up.”

Craig Ford at Money Help For Christians presents Best Personal Finance Software 2011, saying “Find the best personal finance software for your needs.”

Debt and Credit

Benjamin Miller at GarbageFilter presents Credit as a downpayment option, saying “An article that outlines one of the many ways in which you can use credit as a means for a down payment on a home.”

Echo at Boomer & Echo presents How To Repair Your Credit, saying “Many people face a financial crisis at some point in their lives. Whether it is the result of a family illness, poor financial planning, or the loss of a job, sometimes it can feel like your finances are spiralling out of control.”

md at Studenomics presents How Do Credit Card Companies Make Money?, saying “Three major ways that credit card companies make money.”

Janet at Credit Cards Canada presents Credit Card Use and Materialism, saying “While this time of year can be a good time to accumulate some credit card rewards, it is also the time that many people end up racking up a great deal of debt — all in the name of buying more stuff.”

Craig at Free From Broke presents Charge Cards Are Not Credit Cards – Understanding the Difference, saying “Many confuse charge cards with credit cards but in reality they are very different types of credit tools.”

Frugality

Geoff at Car Negotiation Coach presents How to Import a Car to Canada, saying “Ever wondered why Canadian retailers get so nervous when the "Loonie" gets close to parity with the US green back? Simply put, Canadians seemingly pay 20%-30% more for most consumer goods than do our American cousins. Fair? Hardly.”

Steve Zussino at Grocery Alerts Canada presents Reasons to not spend money on gift cards, saying “Gift cards are easy to sell and wrap and are offered by shopping malls, retailers, airlines, restaurants, and hotels. I have come up with a list of reasons why you should not spend money on a gift card this holiday season.”

Don at Money Reasons presents Living With Your Parents While Being Young, Successful And Married, saying “You can still earn a great income and be frugal! Here is an example of a young couple that are frugally living in the basement of their parent’s house, even with a large income!”

Investing

Miss T at Prairie Eco-Thrifter presents Skip the Gym, Sweat at Home, saying “Save yourself the gym fees and build up a sweat in the comfort of your home with this quick and easy workout. “

Pat at Do Not Wait presents Identify Your Sources of Risk, saying “A few ways you can identify what’s causing you risk.”

Mike at The Dividend Guy Blog presents Investing In Yourself; It Pay Great Dividends!, saying “A look at how you can invest in your career, business, and overall life.”

IS at Intelligent Speculator presents 20 things to consider when judging an ETF, saying “What all ETF investors need to consider before making an investment decision.”

Darwin at Darwin’s Money presents Do looks matter in the workforce? They sure do, saying “Do looks matter in the workplace? They sure do; here’s the data and the reason why.”

Saving

Mike at Green Panda Treehouse presents Where Does Our Money Go?, saying “Are you keeping track of the money you spend?”

Jeri Ford at Help Me Travel Cheap presents 10 Tips for a Memorable Staycation, saying “Save money by vacationing at home.”

Taxes

Ronika Khanna at Montreal Financial presents Guide to Deducting Home Office Expenses, saying “One of the benefits of having a home office is that you can deduct the expenses relating to the space that you use to work. This can result in a significant reduction in your tax bill for costs that you would incur regardless, giving you one more reason to love being your own boss. This article explains the criteria, types of deductible expenses, calculation and other considerations when deducting home office expenses. “

Other

Invest It Wisely at Invest It Wisely presents Enter and Win in Our Skinny Christmas Giveaway!, saying “I am giving away these books in the “Skinny on” series: The Skinny on Credit Cards: How to Master the Credit Card Game, The Skinny on Real Estate Investing: An Introduction to the Subject, The Skinny on Creativity: Thinking Outside the Box. There are 20 total copies to be given away (6 physical, 14 digital), so come by and check it out!”

Neal Frankle at Wealth Pilgrim presents What is Term Life Insurance?, saying “Term life insurance is just a tool. It's a very specific tool and it's important to understand how to use it correctly.”

Jim Yih at WealthWebGurus presents Three current debates of Canada Pension Plan (CPP), saying “For the past year, Canada Pension Plan (CPP) has really hit the headlines because pension reform has become a really hot topic. Remember that Canada Pension Plan still represents the cornerstone of retirement income and any changes to CPP has a universal affect on everyone. If you have an opinion, your voice needs to be heard. Here’s my voice on some of these recent issues.”

Canadian Finance Carnival #14 originally appeared on Canadian Finance Blog on December 12, 2010.